A homeowners association (HOA) is an organization in a subdivision, planned community or condominium that makes and enforces rules for the properties within its jurisdiction.
Homeowners associations can also have significant legal power over the property owners in their jurisdiction. An HOA has a board of directors that is elected to enforce and oversee the HOA’s governing documents. An HOA will typically describe its rules in a document called the Restrictive Covenant, which set certain conditions on owners and their properties. The conditions may include structural restrictions such as the type of fences or landscape allowed, or minor selections such as the color of paint on a house. This document should also outline the penalties for violating the Restrictive Covenant, which may include fees, forced compliance or in some cases, litigation.