A homeowners association (HOA) is a group created by the developer of a community.  Functions vary, but many HOAs monitor architectural guidelines or provide maintenance services for amenities that the municipality will not maintain. HOAs are common in newer communities, including some condominiums.  Where HOAs exist, membership is compulsory as is the requirement to pay an annual fee.  The HOA fee is separate from a condominium unit owner’s condominium contributions.  The existence of an HOA is registered on the property title.